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Frankenmuth: (989) 652-6104
Saginaw: (989) 652-6104
Caro: (989) 652-6104

Farm

Farming Is a Personal Business

There’s a lot on the line every season. Markets change. Prices change. And nobody can control the weather. It take a special person – or family – to be in farming. Farm insurance in Michigan typically involves a close client relationship. That works well for us, because we’re a family business too. We’re comfortable sitting at the dining room table to talk about life and how we can help protect a legacy. Our clients know we put in the time to ask questions, do the research and help them decide on the coverage they really need. This is important to us. We’re concerned about our legacy too. We get it. We’re a fourth generation family business and many of our clients have been with us for multiple generations.

Michigan Farm Insurance

At Emil Rummel Insurance Agency…

We work with hundreds of farms in Michigan who trust us to provide over two billion dollars in farm property insurance for them.  That’s a lot of property!

Thinking it’s time to see what the Emil Rummel Agency is all about?  Let’s talk.  Trusted relationships have good communication/conversations.  Tell us what your priorities, concerns, and needs are. Then we’ll use our knowledge and experience to match your concerns with the insurance company that best fits your needs.

Meet our Farm Team

We understand the risks you face as a Michigan farm and agri-business owner. We also know that each farm’s needs vary like the crops in the fields. We know you’re more than a number. We know you have a family, goals, and dreams for your future and how important these things are to you. We want to get to know you, one on one, so we can help get the right farm insurance protection for you and your family.

Year after year, the good conversations continue and we make sure you’re still with the best insurance company for you.  Nobody takes care of farms and agribusinesses like we do.

Insurance for Farms

The types of farms and agribusinesses we serve include:

  • Crop Farms
  • Dairy Farms
  • Potato Farms
  • Sod Farms
  • Cranberry Farms
  • Processing Facilities
  • Seed Merchants
  • Manure Haulers
  • Organic Farms

As farm and agribusiness owner, you will probably need several types of coverage. We’ll help you choose the right plans for your customized policy.

We Offer Coverage For:

  • Farm and Personal Vehicles
  • Property & Liability (property is stuff you can touch, liability is lawsuit protection)
  • Livestock
  • Farm Buildings
  • Blanket Farm Personal Property (your equipment, seed, feed, fertilizer, shop tools, etc)
  • Custom Farming
  • Cyber Liability
  • Farm Dwellings Your home or (your home, cabin/cottage, and rentals)
  • Business Income (when your income stops, but the bills keep coming)
  • Workers Compensation
  • Umbrella Insurance (extra asset and lawsuit protection, often confused with the farm personal blanket)
  • Irrigation Equipment
  • Computerized Panels, Electronic Equipment & GPS
  • Foreign Object Ingestion (for example: when the combine takes in a rock)
  • Pollution
  • Overspray
  • Solar Panels
  • Seed Dealers
  • Grain Complexes
  • Boats, RVs, ATVs, etc.

We Also Offer:

  • Life Insurance
  • Health Insurance
  • Disability Insurance
  • Financial Planning/Services