I’m proposing insurance become a team sport at the Michael household. Is this because I miss the Olympics, or is this really a good idea????
It’s Mrs. Michael’s approach to meal planning and grocery shopping that gets me thinking that she’d be better at handling our insurance than me.
For me, a lot of the time I meal plan while I shop. This is easy because I’ve found a few meals that work and I make them over and over, which means I buy the same groceries over and over. It doesn’t take me long to shop (unless I get ambushed in the freezer section with a complicated insurance question). I’ve eliminated deep thinking from the shopping process. I tend to drift in the direction of creating routines and following them. Because, well, I’m a man.
Mrs. Michael thinks about what we’ll eat and THEN goes shopping. And she reads the labels. All the labels. It takes her a lot longer to shop than it does me. Once she finds something that works, she wants to find something else that works. She does not like eating the same things over and over. She’s smart, enjoys the process, and tends to drift toward change and discovery rather than routine.
I think Mrs. Michael should at least co-handle our insurance. If she brought her keen intellect and learning process to our insurance decisions, she’d challenge a lot of it. She’d probably make me read the policies to her (not that she can’t read). In the end, our insurance program would be a better fit for us. On the other hand, I could binge on some Olympic team events we recorded and maybe this whole “Team Michael” insurance thing would go away?
When it comes to insurance, are you trying to make it a routine that requires little thought on your end? Are you trusting someone else’s interpretation of your needs? Or are you ready to revisit the old assumptions you approved long ago on your insurance coverage and test your insurance routines and decisions with a good conversation with your insurance agent?
