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Frankenmuth: (989) 652-6104
Saginaw: (989) 652-6104
Caro: (989) 652-6104

Michigan Business Insurance

Business insurance in Caro, Frankenmuth, Saginaw, and surrounding areas.

Insurance is about protecting your business by off-loading risk of financial loss to an insurance company. But not all risks can be handled this way. Some risks you have to deal with yourself. The good news is that the risk of not being insured correctly is something you can deal with if you are working with an agent from the Emil Rummel Agency!

Business Insurance MichiganInsuring a business requires an experienced agent you trust who has the resources and knowledge to protect your business from financial loss — an agent who lives and works in Michigan who can help you make good decisions on what to insure and how to insure it. This is more challenging than you might think. The insurance needs of a business are typically more challenging than insuring personal interests such as homes and autos. Two big factors driving this challenge are complexity and time.

Businesses are more complex in terms of organization, ownership, liability, information, systems, dependency on other businesses, obligations to clients, lending institutions and governmental entities. That’s the short list! Don’t forget the incredibly important task of correctly insuring lost income due to a covered loss which can potentially be very complex.

Now factor in the changes presented by time, which can add an entirely new dimension to what can already be complex to insure. Supporting a business as it responds to change over time requires a team of experienced insurance professionals who stays in touch with you and keeps up with changes in your business to make sure your insurance continues to do what you expect it to do.

Our agents at the Emil Rummel Insurance Agency know how to assess the needs of your business and help you determine which types of insurance you need, and how much to buy. We have access to an entire marketplace of insurance companies the enables us to find the coverage you need at a competitive price. And as your business changes, we also assess the insurance marketplace and recommend changes to your insurance coverage and insurance company. We work closely with you to develop a customized insurance package that provides the right level of protection for you.

We’re here to discuss small to large scale business insurance solutions that help you achieve success and preserve it over time. Contact us today to have a good conversation!

Types of Insurance

Business Owners Insurance (BOP)
Farm Insurance
General Liability Insurance
Business Auto Insurance
Commercial Property Insurance
Workers’ Compensation Insurance
Commercial Umbrella Insurance
Cyber Liability Insurance
Employment Practice Liability Insurance (EPLI)
Errors & Omissions Liability Insurance (E&O)
Directors & Officers Liability Insurance (D&O)
Flood Insurance
Crime Insurance
Builders Risk Insurance
Liquor Liability Insurance
Special Event Insurance
Surety Bonds
Ocean Marine Insurance
Inland Marine Insurance
Environmental Insurance
Systems Breakdown Insurance
Key Man Life Insurance
Fiduciary Liability Insurance