Life Insurance 101
It’s the last thing you want to think about, but it’s the first thing your family will wish you thought of when faced with an unexpected situation. Life insurance provides for the people who depend on you financially by replacing lost income, covering debts or final expenses, funding your child’s education, and much more.
How much insurance do you need?
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How Much Insurance Do You Need?
Consider 10 to 15 times your income, with coverage lasting through your projected retirement age. (Example: You’re 32 years old, make $75,000 per year, and want to retire at age 62. A reasonable amount may be $750,000 of 30-year term.)
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