We have all heard the saying “you don’t know what you don’t know” which can be a recipe for disaster.
If you don’t know what questions to ask, how do you know you’re getting what you need? If you are asking the right questions but don’t understand the terminology, that can be just as bad.
I started in the insurance industry in 2013, and I’m here to tell you, the amount of information I didn’t know was scary. I was responsible. I had home and auto insurance, so I was fine…right? Nope, not right! I didn’t know what “liability coverage” was for on my home or auto policies. I didn’t understand that the coverage I had on my home, meant to cover me in the event of a loss, was too low. I didn’t know that as a single mom, I needed to get life insurance for the “what if.”
That “what if” was a gut punch when just a couple of years later, my son, who was 15 at the time, would lose his father who was only 49 years old. What if I would have had the conversation about the importance of life insurance to help provide for our son? Do you know the importance? Did you know the younger you are, the lower your premium amount? Saying “I can’t afford it” is what most of us have said because we just didn’t know better.
Think about this:
If you can’t afford the monthly insurance premium payment now, how is your spouse or child supposed to make it without your income which is much more than that monthly life insurance payment? I get it: you think it won’t happen, you’re young, you’ve got family that will step in if something happens…but don’t you want to take the financial burden off of them and know that you’ve provided for their future even when you’re gone? I can’t think of any gift more selfless than a life insurance policy.
When you know better, you do better, so let’s do better together.
Let our Rummel team start you on your path to security: beginning with protecting your assets, moving on to health and life, and then securing your future with our financial department. We have the team to do it all!