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Grandma got run over by a reindeer?

By December 23, 2019 January 8th, 2020 Auto Reform, Personal Insurance

Last year, Rudolph would have had no worries.

His auto policy would have provided unlimited Personal Injury Protection (PIP) to address grandma’s medical and recovery expenses.  This year, however, grandma might have to sue Rudolph to get these expenses paid.

Was grandma on the “naughty list?”

The No-Fault Reform laws that went into effect in June have changed who gets PIP coverage from your auto policy.

Someone you expect to be covered might only be entitled to the $250,000 in PIP benefits from the State of Michigan.

Are you expecting your auto policy to provide PIP benefits to someone in your world whose name DOES NOT appear as a “named insured” on your auto policy and IS NOT a resident family member?  PIP doesn’t work that way anymore.

We are here to help you understand these changes and to make sure that when it comes to you and your family, you have the answers and coverage you need.

Let’s talk!