Michigan No-Fault Auto Reform Law
Beginning in June of 2019, people in your household you’ve assumed are covered by your auto policy’s Personal Injury Protection (PIP) might not be covered anymore. If someone is relying on you for this coverage that isn’t a “named insured” on your auto policy, you should contact your agent.
After July 2, as your auto policies reach their renewal date your insurance company will send you a multi-page document where you can select your new Personal Injury Protection (PIP) option as well as a new liability coverage limit. These two decisions will have a huge impact on how things go on the worst day of your life – when you or a loved one is seriously injured in an auto accident. They’ll also impact how much you pay for auto insurance when your policy renews. We recommend keeping Unlimited PIP and a liability limit of at least $1,000,000.