Joan was very professional and helpful and I appreciated her working with me to get a quote that was competitive with our previous car insurer.

John S.

Joan is always exceptionally friendly, extremely knowledgeable and very timely!

Joseph H

Joan at Rummel Insurance has been a wonderful help and excellent resource for all of my insurance needs! Thank you!

Dr. Chelsea M.

I have had nothing, but a great experience while working with Joan/ being insured thru Rummel. I can only expect that great relationship for years to come, and I appreciate everything you guys do.

Corey T.

Joan is very prompt in helping us with every need we have. We love having such a helpful agent!

Charles M.

Emil Rummel employees are personable, professional, and knowledgeable. Joan, in particular, spent a lot of time with us, making sure our questions were answered in full and that we were getting the best coverage for us. Highly recommend this agency.

Michael J.

We were thrilled with the service we received from Joan at Rummel. She was diligent and prompt with her service and saved us quite a bit of money. Thank you Joan!

Christopher M.

Joan Dowd responded very quickly to my request and did a great job of helping me transfer all of my auto, home and umbrella policies very efficiently!

Lee M.

Joan went above and beyond to make sure all of our needs were met and questions were answered. She did this on a very tight timeline and communicated with us the whole time via email and phone calls. We truly appreciate her attention to detail and personal touch.

Derek S.

Joan Dowd has been a blessing to my husband and I as she found the best deal for car and renters insurance! She helps us right away when we have questions. She is awesome!

Amelia S.

Joan was GREAT! She was prompt and very knowledgeable on choosing the coverage that was best for my needs.

Brian P.

Joan was very helpful. She was also prepared and efficient in my face to face meeting in your office.

Forrest T.
Get to know Joan!

Joan Dowd joined the Emil Rummel Agency in May of 2015 as an Account Executive in the Personal Lines   Department.  Joan has enjoyed a very successful career within the insurance industry that expands over 34 years.  She has obtained her Property/Casualty License and Life/Health License as well as her Certified Professional Customer Service (CPSR) designation.  Most recently she has completed her ELITE Certified Insurance Service Representative (ELITE CISR) designation in October 2017.  Joan resides in Clio and has 3 sons.  In her spare time she enjoys reading, gardening, baking and spending time with her family and grandchildren.  Joan is currently a member of the Genesee County Chamber of Commerce, the Women’s Leadership Committee and the American Red Cross.  She is active supporter of the Wounded Warrior Foundation.  Joan can be reached by calling 989-652-6104.